Everybody’s human and we all have different strengths.
Some are better with managing money and debt than others and while some are able to pay off what they owe – others struggle and get further into debt until it becomes a big problem.
There’s a range of solutions that can be applied to help anybody get out of their personal insolvency struggles – depending on the situation.
Consumer individual voluntary arrangements (IVAs); self employed IVAs and personal bankruptcy are some of the most well-known but which is appropriate for you?
Consumer Individual Voluntary Arrangement (IVA)
There's a solution to individual debt issues that doesn’t involve bankruptcy and allows you to hold onto your major assets like your family home
Find out moreSelf Employed IVA
A self employed IVA is similar to a consumer IVA in many ways but with some significant differences to recognise the essential employment status of the petitioner.
Find out morePersonal Bankruptcy
Personal bankruptcy is a form of insolvency and is really only suitable if you cannot pay back your debts in a reasonable timeframe.
Find out more